Legal holidays can delay payments, especially across borders, as banks and businesses often close. Here’s a quick guide to key holidays in the USA, Mexico, and the Philippines that may affect payment processing.
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Important: During national holidays, banks in different countries may be closed or operate with limited hours, which can cause delays in receiving your funds. These delays are solely due to banking schedules and are beyond VPM’s control. Rest assured, once the banks resume normal operations, your payout will be completed without any issues related to our platform.
Here’s what to expect:
- Weekly Processing: Your earnings are processed every week for timely payouts.
- Bank Transfer: Funds are sent to your bank account through international banking channels.
- Holiday Delays: If a payout coincides with a national holiday, the transfer will be finalized when banks reopen.
You can monitor the status of your payouts anytime through your VPM account dashboard.
1. Holidays in the USA 
In the United States, federal holidays are observed across the country, with most banks and financial institutions closing during these days. This can lead to delays in wire transfers, payroll processing, and other financial transactions.
Key Bank Holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (Third Monday in January)
- Presidents' Day (Third Monday in February)
- Memorial Day (Last Monday in May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (First Monday in September)
- Columbus Day (Second Monday in October)
- Veterans Day (November 11)
- Thanksgiving Day (Fourth Thursday in November)
- Christmas Day (December 25)
All Holidays
| Date | Name | Type |
| 1-Jan | New Year's Day | Federal Holiday |
| 9-Jan | National Day of Mourning for Jimmy Carter | Federal Holiday |
| 20-Jan | Martin Luther King Jr. Day | Federal Holiday |
| 20-Jan | Inauguration Day | Federal Holiday |
| 17-Feb | Presidents' Day | Federal Holiday |
| 18-Apr | Good Friday | State Holiday |
| 18-Apr | Good Friday | Half Day |
| 20-Apr | Easter Sunday | Observance, Christian |
| 21-Apr | Easter Monday | Observance, Christian |
| 26-May | Memorial Day | Federal Holiday |
| 19-Jun | Juneteenth | Federal Holiday |
| 4-Jul | Independence Day | Federal Holiday |
| 1-Sep | Labor Day | Federal Holiday |
| 13-Oct | Columbus Day | Federal Holiday |
| 11-Nov | Veterans Day | Federal Holiday |
| 27-Nov | Thanksgiving Day | Federal Holiday |
| 24-Dec | Christmas Eve | Observance, Christian |
| 25-Dec | Christmas Day | Federal Holiday |
| 25-Dec | Christmas Day | State Holiday |
When payments are made on or close to national holidays, they may not be processed until the next business day, resulting in a 1–3 business days delay.
2. Holidays in Mexico 
In Mexico, national holidays are observed across the country, affecting both private and public sector operations. Banks often close on these holidays, which can impact the timing of payment processing.
Key Bank Holidays:
- New Year’s Day (January 1)
- Constitution Day (First Monday in February)
- Benito Juárez’s Birthday Memorial (Third Monday in March)
- Labor Day (May 1)
- Independence Day (September 16)
- Revolution Day (Third Monday in November)
- Christmas Day (December 25)
All Holidays
| 10-May | Mothers' Day | Observance | |
| 15-May | Teacher's Day | Observance | |
| 29-May | Ascension Day | Observance | |
| 1-Jun | Judicial Election Day | National Holiday | |
| 8-Jun | Whit Sunday | Observance | |
| 15-Jun | Fathers' Day | Observance | |
| 19-Jun | Corpus Christi | Observance | |
| 20-Jun | June Solstice | Season | |
| 15-Aug | Assumption of Mary | Observance | |
| 15-Sep | Shout of Dolores | Observance | |
| 16-Sep | Independence Day | National Holiday | |
| 22-Sep | September Equinox | Season | |
| 12-Oct | Day of Race | Observance | |
| 31-Oct | Halloween | Observance | |
| 1-Nov | All Saints' Day | Observance | |
| 2-Nov | All Souls' Day | Observance | |
| 17-Nov | Revolution Day Memorial | National Holiday | |
| 23-Nov | Christ the King Day | Observance | |
| 8-Dec | Feast of the Immaculate Conception | Observance | |
| 12-Dec | Day of the Virgin of Guadalupe | Bank holiday | |
| 21-Dec | December Solstice | Season | |
| 24-Dec | Christmas Eve | Observance, Christian | |
| 25-Dec | Christmas Day | National Holiday, Christian | |
| 28-Dec | Day of the Holy Innocents | Observance | |
| 31-Dec | New Year's Eve | Observance |
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Public Holidays with Variable Dates:
- Holy Thursday and Good Friday (Observed during Holy Week; dates vary)
- Day of the Dead (November 1–2)
- For complete list of Holidays, you can visit this link
Financial transactions made around these holidays can be delayed by up to 1–3 business days, especially when holidays fall on or near weekends.
3. Holidays in the Philippines 
The Philippines observes a combination of regular and special non-working holidays. Most government offices, banks, and businesses close during these holidays, which can lead to payment delays.
Key Bank Holidays:
- New Year’s Day (January 1)
- Araw ng Kagitingan (April 9)
- Labor Day (May 1)
- Independence Day (June 12)
- National Heroes Day (Last Monday in August)
- Bonifacio Day (November 30)
- Christmas Day (December 25)
- Rizal Day (December 30)
| 12-May | National and Local Election Holiday | Special Non-working Holiday |
| 7-Jun | Eid al-Adha (Feast of the Sacrifice) (Tentative Date) | Regular Holiday |
| 8-Jun | Eid al-Adha Day 2 (Tentative Date) | Common Local Holiday |
| 12-Jun | Independence Day | Regular Holiday |
| 21-Jun | June Solstice | Season |
| 27-Jun | Amun Jadid (Tentative Date) | Muslim, Common Local Holiday |
| 21-Aug | Ninoy Aquino Day | Special Non-working Holiday |
| 25-Aug | National Heroes Day | Regular Holiday |
| 3-Sep | Yamashita Surrender Day | Special Working Day |
| 5-Sep | Maulid un-Nabi (Tentative Date) | Common Local Holiday |
| 8-Sep | Feast of the Nativity of Mary | Special Working Day |
| 23-Sep | September Equinox | Season |
| 31-Oct | Special non-working Day | Special Non-working Holiday |
| 1-Nov | All Saints' Day | Special Non-working Holiday |
| 2-Nov | All Souls' Day | Observance |
| 30-Nov | Bonifacio Day | Regular Holiday |
| 8-Dec | Feast of the Immaculate Conception | Special Non-working Holiday |
| 21-Dec | December Solstice | Season |
| 24-Dec | Christmas Eve | Special Non-working Holiday |
| 25-Dec | Christmas Day | Regular Holiday |
| 30-Dec | Rizal Day | Regular Holiday |
| 31-Dec | New Year's Eve | Special Non-working Holiday |
Special Non-Working Holidays:
- Chinese New Year (Date varies annually)
- Black Saturday (Date varies annually during Holy Week)
- All Saints’ Day (November 1)
- All Souls’ Day (November 2)
- Eid al-Fitr and Eid al-Adha (Islamic holidays, dates vary annually)
Expect payment delays, especially during long weekends or extended holidays like Holy Week, where multiple consecutive days may be observed as non-working days.
💡 Legal holidays can cause delays in payment processing, especially if transactions are initiated just before or during these holidays. To minimize disruptions, plan payments ahead of time, and ensure you are aware of the holiday schedules for each country.