Legal holidays can delay payments, especially across borders, as banks and businesses often close. Here’s a quick guide to key holidays in the USA, Mexico, and the Philippines that may affect payment processing.
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Important: During national holidays, banks in different countries may be closed or operate with limited hours, which can cause delays in receiving your funds. These delays are solely due to banking schedules and are beyond VPM’s control. Rest assured, once the banks resume normal operations, your payout will be completed without any issues related to our platform.
Here’s what to expect:
- Weekly Processing: Your earnings are processed every week for timely payouts.
- Bank Transfer: Funds are sent to your bank account through international banking channels.
- Holiday Delays: If a payout coincides with a national holiday, the transfer will be finalized when banks reopen.
You can monitor the status of your payouts anytime through your VPM account dashboard.
1. Legal Holidays in the USA 
In the United States, federal holidays are observed across the country, with most banks and financial institutions closing during these days. This can lead to delays in wire transfers, payroll processing, and other financial transactions.
Key Legal Holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (Third Monday in January)
- Presidents' Day (Third Monday in February)
- Memorial Day (Last Monday in May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (First Monday in September)
- Columbus Day (Second Monday in October)
- Veterans Day (November 11)
- Thanksgiving Day (Fourth Thursday in November)
- Christmas Day (December 25)
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When payments are made on or close to national holidays, they may not be processed until the next business day, resulting in a 1–3 day delay.
2. Legal Holidays in Mexico 
In Mexico, national holidays are observed across the country, affecting both private and public sector operations. Banks often close on these holidays, which can impact the timing of payment processing.
Key Legal Holidays:
- New Year’s Day (January 1)
- Constitution Day (First Monday in February)
- Benito Juárez’s Birthday Memorial (Third Monday in March)
- Labor Day (May 1)
- Independence Day (September 16)
- Revolution Day (Third Monday in November)
- Christmas Day (December 25)
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Public Holidays with Variable Dates:
- Holy Thursday and Good Friday (Observed during Holy Week; dates vary)
- Day of the Dead (November 1–2)
Financial transactions made around these holidays can be delayed by up to 1–3 business days, especially when holidays fall on or near weekends.
3. Legal Holidays in the Philippines 
The Philippines observes a combination of regular and special non-working holidays. Most government offices, banks, and businesses close during these holidays, which can lead to payment delays.
Key Legal Holidays:
- New Year’s Day (January 1)
- Araw ng Kagitingan (April 9)
- Labor Day (May 1)
- Independence Day (June 12)
- National Heroes Day (Last Monday in August)
- Bonifacio Day (November 30)
- Christmas Day (December 25)
- Rizal Day (December 30)
Special Non-Working Holidays:
- Chinese New Year (Date varies annually)
- Black Saturday (Date varies annually during Holy Week)
- All Saints’ Day (November 1)
- All Souls’ Day (November 2)
- Eid al-Fitr and Eid al-Adha (Islamic holidays, dates vary annually)
Expect payment delays, especially during long weekends or extended holidays like Holy Week, where multiple consecutive days may be observed as non-working days.
💡 Legal holidays can cause delays in payment processing, especially if transactions are initiated just before or during these holidays. To minimize disruptions, plan payments ahead of time, and ensure you are aware of the holiday schedules for each country.